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Newsletters

Newsletters.  Click on the date to open.  (All open in Adobe Acrobat)

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Fall 2024

- A Breakout Quarter for Small and Mid Cap Stocks

- There's an Election?

- Annuity Sales are Booming. But Why?

- High Yielding Cash Accounts with FDIC protection

- CIM Privacy Policy - Client Information

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Summer 2024

- But Will You Love Me Next Quarter?

- Where To Next?

- Have You Ever Wondered About The Difference Between FDIC and SIPC?

- Options for Seniors, including Continuing Care Retirement Communities

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Spring 2024

- A New High and a Round Number

- Bonds: You Can't Live With Them and You Can't Live Without Them

- Tax Cost Basis Versus Performance

- New Vanguard CEO Appointment Breaks The Mold

- What Is An EA?

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Winter 2024

- Stocks Continue to Rise, While Bonds Stumble

- Which is the Better Benchmark, the Dow or the S&P 500?

- Compound Interest

- Why the Need for Tax Returns?

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January 2024 Flash Report

-  Stocks Had a Good Year But Hold the Champagne

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Fall 2023

- 4th Quarter So Far So Good

- US Debt Concerns - If Not Now, Then When?

- Bond Interest Rates Versus Bond Yields

- The Interaction of Stock Prices and Bond Yields

- Why Do They Say It Would Be a Disaster if the US Were to Default on Its Debt

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September 2023 Flash Report

-  Have We Had Better Quarters? Yes

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Summer 2023

- Review of the Financial Markets - June 30,2023

- Inflation at Vanguard

- Mail Fraud / Online Payments

- ESG Investing: Opportunities and Challenges

- Is Social Security Running Out of Money

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June 2023 Flash Report

-  What a Difference a Year Makes

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Spring 2023

- Review of the Financial Markets - March 31, 2023

- Interest Rates - What a Difference a Year Makes

- How Worried Should I Be About the Security of My Bank Accounts

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March 2023 Flash Report

-  A Second Excellent Quarter

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Winter 2022

-  Review of the Financial Markets – December 31, 2022

-  Looking Ahead

-  Tax Credit Mayhem for Electric Vehicles

-  A Case for Small Financial Advisory Firms

 

December 2022 Flash Report

-  Finally, The Tide Turned

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Fall 2022

-  Review of the Financial Markets – September 30, 2022

-  Looking Ahead

-  1972 to 2022 - Inflation and Then Some

-  Alternative Investments

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Summer 2022

-  Review of the Financial Markets – June 30, 2022

-  What's Ahead for the Next Six Months

-  Roth Conversions

-  Your Age and Investment Allocation - Sequence of Return Risk

 

June 2022 Special Bear Market Edition

-  CIM Scale of Concern

-  History of Consecutive Five-Day S&P Declines

-  Equilibrium

-  Back to the Future - Unlikely

-  Glossary

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Spring 2022

-  Review of the Financial Markets – March 31, 2022

-  The 529 Grandparent Trap Eliminated

-  The Latest Scoop on Education Credits

-  Study Finds That Couples Who Pool Their Money Stay Together Longer  

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Winter 2021

-  Review of the Financial Markets – Dec 31, 2021

-  Why No One Calls Themselves a Stockbroker Anymore

-  How to Plan for Long Term Care Cost

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Fall 2021

-  Review of the Financial Markets – Sept 30, 2021

-  There are Bonds and There are High Yield Bonds

-  Is the Inflation Spike Going to Continue?

-  What to Expect if Corporate Taxes are Increased

 - What Happens if the US Defaults on its Debts


Summer 2021

-  Review of the Financial Markets – June 30, 2021

-  It’s finally time to transition to Vanguard’s newer platform (by phone)

-  It’s time to do a review of other custodian possibilities

-  Inheritances to total $75 trillion

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Spring 2021
- Review of the Financial Markets – March 31, 2021
- Inflation Concerns or Maybe Not
- ESG Investing and Potential Political Influences  

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Winter 2021

- Review of the Financial Markets - December 31, 2020

- An Action Plan for Long Term Care

- The Pandemic Impact on Elder Care Facilities

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Fall 2020

-  Review of the Financial Markets – September 30, 2020

-  What Percentage Should You Have in Foreign Stocks?

-  The Role of Bonds in Your Portfolio       

-  Keep Your Contact Information Current

-  Vanguard Customer Service

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Summer 2020

-  Review of the Financial Markets at June 30, 2020

-  Stock Investing – Why Does the Stock Market Keep Going Up?

-  Misleading Headlines       

-  Market Uncertainty

-  Stock vs Bonds

-  Market Predictions

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Spring 2020
-  Review of the Financial Markets at March 31, 2020
-  Stock Investing – A Marathon Not a Sprint
-  Love the Bear Market
-  Action by the Federal Reserve and Congress
-  Living in Interesting Times


Winter 2020
- Review of the Financial Markets at December 31, 2019
- Previous Middle East Flash Points
- The End of Retirement
- Impact on Pensions and IRA’s of the SECURE Act

Fall 2019 
- Review of the Financial Markets at September 30, 2019
- Reporter’s Roundup
        Grandparent 529 Accounts
        Avoid Probating a Will
- Q&A - Recessions

Summer 2019
- Review of the Financial Markets at June 30, 2019
- Reporter’s Roundup
- Inflation
- Buy and Sell Signals
- Long Term Care
- Q&A - Diminshed Capacity 

Spring 2019 
- Review of the Financial Markets at March 31, 2019
- Morningstar’s Ratings of Vanguard Bond Funds
- Medical Costs in Retirement

Winter 2019 
- Review of the Financial Markets at December 31, 2018
- Market Volatility 2018 vs 2017
- Vanguard’s Economic and Market Outlook for 2019
- Dealing with Volatility

Fall 2018 
- Review of the Financial Markets at September 30, 2018
- The Past Crisis
- The Next Crisis
- Are The Markets Safer Than In 2008?

Summer 2018
- Review of the Financial Markets at June 30, 2018
- Reporters’ Round Up
- Chances of a Global Trade War on the Rise
         More About the Alleged “Upgrade"
         Changing Beneficiaries
- Warren Buffett on Brown Capital Management

Spring 2018
- Review of the Financial Markets at March 31, 2018
- What are the Chances of a Global Trade War
- Market Corrections vs Fund Performance
- Inflation Over The Years

Winter 2018
- Review of the Financial Markets at December 31, 2017
- Vanguard and Security Issues
- Vanguard Ends Assigned Account Representatives
- Tax Deductions and Exemptions

 

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